on the other hand, i believe semua dah ade akaun simpanan..walaupun ade RM10 jek dlm tu...betol x?so entry kali ni aku nk bg personal view skit psl insurans n simpanan ni... mai2 bc..
bg aku insurans tu penting..insurans nyawa or education..penting....sbb..insurans nyawa skang dah bleh pilih combination of insurans n saving...iyelah..walaupun saving punyer portion maybe x brape byk..tp still..if nothing happens to us by the time insurans tu mature..kite dpt part of our money gak...ape yg penting ttg insurans ni... kalo beli insurans..stop thinking about nk dpt dividen byk etc...kalo nk dpt dividen byk...baik beli ASB or Public Mutual.. tp bile kite decide nk amik insurans..kite kene pikirkan... ape akan berlaku pd waris2 kite bile kite tibe2 dijemput ALLAH? or bile tetibe strok menyerang..or bile tetibe kite di diagnose ade kanser..nauzubillah...mmg kite mengharapkan kesihtan yg optimum..tp who knows kan? so amik insurans...supaya ia tidak membebankan penjga or waris2 kite...pentingggggggg.....
nape education insurans penting...hah..ni org2 melayu especially kene aware...jgn asik nk harap duit loan PTPTN or MARA or JPA or scholarship KPM wutever...mak ayah generasi baru ni kene la tau...bile negara semakin maju..kite kene aware yg education would be very2 costly..so bersiaplah dgn simpanan utk education..ok..maybe korang kate...utk education baik trus wat saving dr amik insurans kan? nape nk amik insurans...simple..sbb education insurans juga cover penyakit2 or health conditions si anak...so xyah le amikkan personal insurans utk dia...
so itu lah beberapa point yg korang kene tau nape insurans tu penting...ade byk pilihan di psrn..just pick ur choice..x perlu amik memhl... cukup lah kalo kite tau...ade yg bleh cover sedikit kos pembedahan ke..or wutever...
p/s: aku rs elok lah kalo gomen wajibkan health insurans dr insurans kenderaan tu kan??
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